This book contributes to the empirical literature on households’ participation in microfinancial services in developing countries. First, it estimates simultaneously the participation in microinsurance schemes and other financial services on household survey data from Ghana. Second, it analyzes the household’s cumulative participation in microfinancial services using household survey data from Sri Lanka. Next, the study focuses on the question whether household’s participation in micro life insurance in Sri Lanka is motivated by the desire to leave bequests. At last, it investigates different sequential steps of the household’s microinsurance participation decision and the joint analysis of micro life and health insurance enrolment in Sri Lanka.

Mirko Bendig, born in Soltau in 1980, studied International Economics at the University of Göttingen where he was a PhD candidate at the Department of Economics between 2007 and 2011. During this time he also worked as a consultant in several consulting and research projects in Germany and abroad. Presently, the author is working for an internationally operating research and consulting company on economic development and microfinance issues.

Contents: Participation in micro life insurance and the use of other financial services in Ghana – Microfinancial services and risk management: the perspective from Sri Lanka – Participation in micro life insurance: the role of bequest motives in Sri Lanka – Microfinance, micro life and health insurance enrolment of the poor in Sri Lanka. Inhaltsverzeichnis